Whole life insurance is a product people
buy when the benefit has to be there...

Get A Quote

Request a no obligation custom whole life insurance quote on-line.

Guardian Policies

Review the different options available from Guardian Life Today.


We offer articles for you to review and learn more about whole life insurance.

Why Guardian?

There are reasons to choose one insurance carrier over another...

What are the differences between term & whole life insurance?

There are so many types of policies available today from many different carriers. This article will compare the two types, and help you make the right decision for you and your family.

There are many reasons people decide to purchase a whole life insurance policy instead of term, universal, or variable policies. A whole life insurance policy offers cash value, has the ability to pay a dividend, and may pay the policy premiums internally provided there are enough dividends and paid up additions in the policy. However, the number one reason people tend to buy this type of insurance is because they want a death benefit to be paid without having to concern themselves with when...

Financial Balance Group is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 9200 Corporate Blvd., Suite 390 Rockville, MD 20850. 240-683-9700. PAS is an indirect, wholly-owned subsidiary of Guardian. Financial Balance Group is not an affiliate or subsidiary of PAS or Guardian.

Dividends are not guaranteed. They are declared annually by Guardian’s Board of Directors.

This material is intended for general public use. By providing this material, Financial Balance Group is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

Important Disclosures
2018-58228 Exp 04/20