Frequently Asked Questions

Should I wait to apply until I drop a few pounds and lower my cholesterol?

No. First, there is no guarantee that you will be insurable once you reach your weight and other health goals. You could develop something else, you could be in an accident, you will be older which could cause the premium to be more expensive anyway. If you apply now and receive a medical offer that doesn't include 'good health' discounts, most companies will allow you to reapply later once, for example, you drop the weight, and potentially receive the lower premium offer.